You probably guessed that your budget is one of the most important pieces of the home-buying process!

Before you begin shopping, you need to know how much you can spend! It's that simple!

Call your loan officer and make an appointment.Ask about the process called "pre-approval.""Pre-approval" means that you are eligible to borrow the money you need to buy your new home.

Your loan officer will tell you what to bring to your meeting, or click here for more details now.This meeting will take about an hour of your time.Your loan officer will check your credit and employment, and send you a letter of pre-approval in a few days. Now that was easy!

You know what you can spend and now you're ready to shop!

            Ready for Step 2? Click here and we're off to Your Agent!

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